saving money ideas

Favorite Ways To Make & Save Cash:

Want to make up to $500 every month in extra cash? Sign up for Survey Junkie now and start earning money from your couch!

Another survey company option that gives you a $5 sign up bonus is Swagbucks. Take your pick or try both!

Another quick way to save money: Use Ibotta to get cashback on your everyday purchases. You can do this by browsing offers available on their website or even submitting receipts of previous purchases. (+ you get a welcome bonus of $20 when you create an account)


What is better than making some extra cash while you sleep? Literally nothing.

If you have a 9-to-5 job you know exactly what I mean here. Having to struggle for 40 hours a week to stay alive isn’t the most enjoyable thing in the world.

If you do not have much time to spare and you are not flexible with the little you have, these passive income work from home ideas are exactly what you need because they will give you a whole lot of new ideas. They are also perfect side jobs for moms.

Essentially, these ideas are great for someone who is smart enough to invest the little time they have in something that is passive and flexible with time. Most of these are online so you can do it from anywhere as well!

So, how do you make $3000 a month from home?

Here we go:

*Some of the links below are affiliate links. You can read my full disclosure here.

1. Take Surveys and earn up to $50/survey

I really like this one because you can literally be on your phone on the couch relaxing while you do it. In short, some companies use surveys to conduct product research. The websites that I am about to recommend connect you the person who is taking the survey with the company that needs your help.

To compensate for your efforts, websites normally giveaway free Amazon gift cards or pay you in cash. My favorite survey website include Survey JunkieSwagbucks, and American Consumer Opinion.

>>Click here to read my entire list of favorite survey websites in case you want more options.

2. Start a blog or a freelance business

Starting a blog means having the ability to work from home and build a full-time passive income that can wind up paying you more than your office job. For example, Michelle from Making Sense of Cents makes over $100,000 every month through her blog.

There are multiple ways to make money blogging. Some of the most common include ads via ad networks, sponsored posts, affiliate marketing and courses. I go into more detail in this post that thoroughly explores the various blog monetization options.

>> Click here to get to my thorough step-by-step How to Start A Blog Guide.

If you feel like this is not your cup of tea or too big an undertaking, you could consider freelance writing as a way to earn some extra cash. Elna Cain makes thousands of dollars every month as a freelance writer and her blog is a good place for tips once you get your foot in the door.

You could sign up for FlexJobs to find freelance jobs in pretty much any field. It is my platform of choice since there is a team behind the scenes that goes through every job posting to make sure it is a legit and well-paying opportunity. 

>> Click here to read my ‘9 Steps to Launching a Freelance Business.’

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3. Purchase Bonds

If you want some passive income coming in years from now, investing in bonds is a good idea. Here is how it works: You lend money to a government or a company for a certain period of time. For example- 15 years.

During these 15 years, you will receive regular interest payments and once the 15 years finishes, you receive your initial investment back.

A lot of people question whether the interest received is worth the inflation costs that you will incur in the long period of 15 years.

The answer to this is pretty simple. According to numerous studies you will almost definitely make a good profit with bonds but it won’t be as big a profit as you would make with say shares. The upside is that there is far less risk involved as well.

If you want more risk, more reward- go for shares. Otherwise, investing in bonds is a safe way to make a profit on your money.

Most people think bonds is a little too anti-risk and I agree. Shares are worth the risk and have far more opportunity. Bonds only really make sense if you reaching retirement and do not want to risk anything at all.

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4. Rent out your spare room

If you have a spare room in your apartment, an entire apartment or a home- consider renting it out on Airbnb and make thousands of dollars a month using something you already own.

5. Rent out your parking space

If you have a spare parking spot in your apartment block or your garage that you are not using, you could rent it out. If you own a parking spot in a lot or essentially anywhere- you can rent it out.

If you would like to do this, Your Parking Space is a company in the UK that connects you with potential parking spot buyers depending on your location. If you are in the United States, Canada or Hong Kong, Rover Parking is a great option.

6. Rent out storage space

If you have some spare garage space or a storage space to rent out, it could be a decent source of passive income. It is fairly easy to get new people on since renting storage space is becoming more and more common as time goes on.

It is also less of a headache than renting since it is easier to maintain.

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7. Make $5 every month per device by installing an app

Behavior tracking apps like Nielson pay you $5 per month for every device you have the app installed on. 

The app will simply track your internet usage and data and then submit it to companies who need it for research. It is 100% anonymous and you do not have to do anything. The data is normally used by tech companies who want to know how people use their mobiles.

8. Narrate Audiobooks

The audio books industry is booming and there is a voice behind every one of those books. Contrary to popular belief, it is not automated. These are real people who are just great storytellers. 

All you need is a good voice and companies will pay you to record the audio version of popular books.

9. Sell Products on BigCommerce

If you want to start an online store of your own and do not have the tech skills to get started- try BigCommerce

BigCommerce essentially helps you with everything you need to open your very own online store. This include a domain, templates, payment gateways and more. 

An online store can be used to sell your own clothes, products, hand-made bags, toys,…..

The list is endless. If you have an idea, BigCommerce can help you sell.

The pricing starts at $29/month.

10. Sell your services as a virtual assistant

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If you want to work from home and love being organized, consider being a virtual assistant for a blogger.This will also help you learn invaluable stuff about blogging which could help you start your own website down the line.

A virtual assistant’s duties will depend on the client but they normally include replying to emails, managing social media, researching, booking tickets, optimizing posts, bookkeeping and more.

You can use Flex Jobs to find legit job opportunities. 

11. Add subtitles to videos (Transcribe)

Countless T.V shows are produced everyday and someone needs to add those subtitles that we all depend on. This is done manually by someone sitting at home and listening to each word again and again until they know exactly what they are saying.

This can be annoying sometimes if you have to replay the same scene numerous times to get it right but overall, it is a pretty good way to make money from home.

You can earn up to $30/hr transcribing but if you have legal or medical qualifications, some videos can pay even more.

You can find transcribing jobs on Indeed, Transcribemesimplyhiredgotranscript, Rev, and more.

12. Get money back instantly on things you bought

Rakuten is a website that allows you to get cash back on certain stores that they are partnered with if you shop through their website.

In short the companies give Rakuten a commission for every sale made through their website and they in turn split the commission with you (the customer). It is a win-win situation since you wind up saving a certain percentage of the costs via Rakuten

Rakuten also gives new sign ups a $10 gift card bonus the moment they make their first purchase.

Another option is Ibotta that also works on the same cashback concept. You will get a $20 welcome bonus when you sign up. You can get cashback on tons of products and brands by scanning receipts or browsing the Ibotta app for deals.

I use both to see which one has the better offer for a certain product I want to buy.

>>Click here to head over to Rakuten.

13. Get paid for loosing weight

Do you think you could reach your target weight in a certain time frame or do you want some extra motivation?

Either way, MyAchievement is a health app that allows you to gain points for doing simple things like eating healthy or going for a run. You can also take healthy surveys and then redeem those points for gift cards or cash. (1000 points = $1)

You can also connect MyAchievement to fitness apps that you already have installed like a running app, for example.

14. Get paid to eat pizza or other foods.

A lot of pizza companies are willing to pay you to rate their pizza online so that their overall rating on important food apps goes up. In turn you get a free pizza and $5 for every time you rate one. 

All you have to do is is judge the pizza quality and then review it online. You can register on TheSourceAgents to get started if you are interested.

15. Use Bing

If you normally depend on Google for your search engine queries, consider switching over to Bing. If you make Bing your default search engine and use it for all of your searches, you can be rewarded with credits that you can then trade in for cash.

Users can earn up to $10 per month but you will have to stay signed in to your account for all searches so that the engine can track your activity.

>>Use this link to earn money using Bing.

The link will also lead you to similar options like earning through using Xbox.

16. Earn money by watching videos

Remember those annoying ads on YouTube? You can get paid to watch advertisement videos if you want.

A website like Swagbucks will allow you to earn money by watching videos. Some videos will only need you to watch a few minutes while others may need you to like the video. Either way, it is crazy simple and a great way to earn cash.

Swagbucks also give you a $5 bonus the moment you sign up. After that you earn points that are traded in for gift cards or cash.

Depending on how many videos you watch, you can earn a couple of hundred dollars every month with no real effort.

17. Deliver food or groceries with DoorDash or Instacart

You could consider delivering food via DoorDash or groceries by signing up as a shopper with Instacart. Both options pay well and give you tons of flexibility. 

Instacart is a platform that delivers groceries to shoppers on the same day so your job would be to pick the customer’s items and get them delivered. You have two options when signing up with Instacart. 

You can either be a full-service shopper or an in-store shopper. A full-service shopper works as an independent contractor and uses their own vehicle to deliver groceries. An in-store shopper is a part-time employee that only shops for groceries within the store.

DoorDash delivers food from restaurants directly to people’s doors and you would act as a delivery driver for the company. You could use your car, bike or scooter to get started and that is pretty much it. You could be ready to drive in a few days once you send in your application.

This is a great side hustle for moms who are stretched for time and want a flexible way to make extra money. This is a pretty good answer to how to make $50 fast. You could make $50 fast every weekend with this simple idea. 

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18. Look for opportunity

This is more advice than an option but I think it is really important. Here is an example that illustrates what I am trying to get at:

A Stanford professor challenged his students to make as much money as they could within 2 hours and each group of students was given $5 to start of with.

Most of the students used the $5 to buy materials for a lemonade stand or a boot of some kind and then tried to sell as much as they could within the given time. Decent ideas but they did not make more than a few bucks. Some even bet on lottery tickets but again- not a brand new original idea.

So, what did work?

Abandoning the typical route.

The team that managed to make the most money did not use the $5 at all since they realized it was dragging them down since the value was almost nothing.

Here is what the most successful students did:

One group made multiple reservations at a well-known restaurant and sold the reservations to students who needed them earning a couple of hundred dollars.

Finally, the most successful group realized the time in front of a Stanford class is their most valuable resource and sold the 3 minute presentation time for their project to a company that was recruiting Stanford students for a whooping $650.

Always start at nothing and think big.