Debt Management

Want to get to a point where you are debt free and financially independent? These are some of the best debt payoff tips you can find to help you start budgeting, saving and improving your finances.

How can we help you?

Budget Percentages

Household budget percentages give you an exact outline to base your spending habits on along with an outline to keep you in track.

Coupling with this with something like the envelope system would be a great way to manage debt and reach your savings goals.

Debt Payoff Tips

Want to try some of the most used debt payoff tips you can find?

These tips will help you take the first crucial steps of financial planning by understanding how to make the most out of every dollar and finding the debt payoff method that works for you.

Cash Envelope Templates

Managing your finances can be tough when you are new to budgeting. This is why the cash envelope system works well for newbies.

It forces you to stay accountable and give every dollar a job. These templates are perfect if you want to get started.

Most recent

Debt Management

Behind on Bills? How To Catch Up In 9 Easy Steps

ByFreya Laskowski October 13, 2022April 30, 2023

A 2022 report by CNBC states that 61% of all Americans (down from 65% in the previous year) are living paycheck to paycheck and a lot of them are behind on bills. This is not necessarily because of low income. In fact, in most cases, it is not. Americans have some of the highest income brackets in the…

Read More Behind on Bills? How To Catch Up In 9 Easy Steps
Credit Repair | Debt Management

How to Deal With Radius Global Solutions Collectors and Get Them off Your Credit Report

ByFreya Laskowski November 26, 2021July 19, 2022

Here is how to deal with Radius Global Solutions and improve your credit score: Radius Global Solutions LLC is notorious for giving debt-ridden individuals sleepless nights with their annoying methods of debt collection. Are you in debt? Have you received a call from them lately? Whether you have or you haven’t, it’s best you avoid…

Read More How to Deal With Radius Global Solutions Collectors and Get Them off Your Credit Report
Debt Management

When Looking to Finance Higher Education, What is the Best Order to Look for Funding Sources?

ByFreya Laskowski May 1, 2021February 26, 2022

Welcome to 2021, where even the most basic entry-level jobs have a degree requirement. However, this reality comes in the face of a rising college education which costs as much as 10,000 dollars a year at a public institution to more than 35,000 dollars at select private colleges. When looking to finance higher education, the…

Read More When Looking to Finance Higher Education, What is the Best Order to Look for Funding Sources?
Debt Management

21 Cash Envelope Templates for Your Budgeting Needs

ByFreya Laskowski May 12, 2020October 11, 2022

This post contains some of the best cash envelope template pdf options I have found to get your cash enevelope system started. get your free money envelope template pdf!

Read More 21 Cash Envelope Templates for Your Budgeting Needs
Debt Management

Dave Ramsey Recommended Household Budget Percentages

ByFreya Laskowski April 16, 2020October 4, 2023

Want to get your budget on track? Looking for the best budgeting method? Consider trying the Dave Ramsey Household Budget Percentages that include food, savings and the rest of what he recommends.

Read More Dave Ramsey Recommended Household Budget Percentages
Debt Management

15 Best Dave Ramsey Money Tips

ByFreya Laskowski February 24, 2020January 28, 2024

Breaking down the most popular Dave Ramsey Money Tips When it comes to saving money and the journey towards a debt-free life, Dave Ramsey has managed to give us some of the best tips the internet has to offer. Dave Ramsey tips on saving money and budgeting have helped countless people better their finances and…

Read More 15 Best Dave Ramsey Money Tips