Hey! My name is Freya, the founder of Collecting Cents. 

Before this blog became a successful finance blog and I started to educate myself on personal finance, I was pretty much in the same boat you are probably in now.

I spent money on things that did not matter and went through a good part of my younger years trying to deal with everything from insecurities to anxiety by getting a new pair of jeans. 

A lot of people deal with credit card debt, counting pennies to put food on the table, and having to worry about retirement. 

This blog was started at the point in my life when I decided I really did not want to live like that. 

I don't focus on the 'paid off $50,000 in debt in 6 months' stories because they simply aren't true. I focus on the real stuff- finance tips that I believe can help you get to where you want to be the right way.

The aim of this personal finance blog is to teach readers how to work from home, budget their finances, payoff debt, and make money online. 

A lot of what I talk about comes from my own personal experience and if I learn something knew, you guys will be the first to know.

Not being able to raise a few hundred dollars during an emergency or not investing what you have are problems you should not be dealing with.

Understanding how to plan my finances and stay on top of things has let me stress less and have a more flexible schedule. 

When I am not working on my own personal finance website, I am trying to travel as much as I can which thankfully my work allows me to do.

I have also worked at the not-for-profit organization AIESEC and for some great brands like IDA Ireland (the FDI company for the Government of Ireland) in the past. 

Here are some articles I have worked on in collaboration with other websites:

1.10 Steps You Can Take To Organize Your Finances This Year

2.Retiring in Vietnam: How Much Does It Cost?

3. The 5 Things Your Online Business Needs to Focus on During the Coronavirus Pandemic

4. The 8 Best Financial Rules of Thumb You Won’t Regret

5.5 Ways to Build Links through Content Marketing

6. 7 Best Online Invoicing Tools For Digital Agencies

7. The Most Affordable Places to Get Married in the US

8.8 Rags to Riches Stories: How These Millionaires & Billionaires Became Wealthy

+ websites that have mentioned/quoted/interviewed me:

1. The best way to deal with difficult clients, according to 4 seasoned freelancers and business owners — Business Insider

2. The 37 Mistakes We Make When Shopping At Costco, Amazon, Target and Walmart- GOBankingRates

3. How To Create A Successful Business Online: Experts Roundup!

4. 30 Entrepreneurs Share Their Goals for 2020

5. Best Micro-Investing Apps- Finance101

6. Millennials and Credit Card Debt: 9 Myths That Hold You Back

7. The most creative link building tactics – 33 examples

8. How To Be A Digital Nomad: 11 Digital Nomads Answer

9. How to Cut Expenses in the Age of Pandemic- The Street

10.50 Ways to Prepare for a Recession- Cheapism

11.Banks Are Adapting to Meet New Needs Because of Coronavirus- MoneyGeek

12.Don’t Ignore These Business Books When Starting A Business- Fupping

13. The Top Financial Mistakes People are Making During the Coronavirus Pandemic

14. 11 Work-from-Home Tips for Improving Efficiency

15. The Rise in Online Learning Activities During COVID - 19

16. Best PayPal Alternatives for SMBs (International Transactions)

17. 7 Experts Share Their Best Hacks for Saving Money

18. How To Invest In A Post-COVID-19 World – 45 Financial Experts Weigh In

19. What 2021 Content Marketing Trends Should Businesses Plan For?