Hey! My name is Freya, the founder of Collecting Cents. 

Before this blog became a successful finance blog and I started to educate myself on personal finance, I was pretty much in the same boat you are probably in now.

I spent money on things that did not matter and went through a good part of my younger years trying to deal with everything from insecurities to anxiety by getting a new pair of jeans. 

A lot of people deal with credit card debt, counting pennies to put food on the table, and having to worry about retirement. 

This blog was started at the point in my life when I decided I really did not want to live like that. 

I don't focus on the 'paid off $50,000 in debt in 6 months' stories because they simply aren't true. I focus on the real stuff- finance tips that I believe can help you get to where you want to be the right way.

The aim of this personal finance blog is to teach readers how to work from home, budget their finances, payoff debt and make money online. 

A lot of what I talk about comes from my own personal experience and if I learn something knew, you guys will be the first to know.

Not being able to raise a few hundred dollars during an emergency or not investing what you have are problems you should not be dealing with.

Understanding how to plan my finances and stay on top of things has let me stress less and have a more flexible schedule. 

When I am not working on my own personal finance website, I create content for brands on a freelance basis.

I also love to travel which thankfully my work allows me to do.

My favorite places so far have been Vietnam and Brazil, where I had the amazing chance to work at an NGO in Recife a few years ago. 

I have also worked at the not-for-profit organization AIESEC and for some great brands like IDA Ireland (the FDI company for the Government of Ireland); all of this has helped me figure out what works in the world of digital marketing.

Here are some articles I have worked on in collaboration with other websites:

1.10 Steps You Can Take To Organize Your Finances This Year

2.Retiring in Vietnam: How Much Does It Cost?

3. SiteGround Web Hosting: An Honest Review

4. Social Media's Complicated Relationship With Cannabis

5.5 Ways to Build Links through Content Marketing

+ websites that have mentioned/quoted me:

1. The best way to deal with difficult clients, according to 4 seasoned freelancers and business owners — Business Insider

2. How To Create A Successful Business Online: Experts Roundup!

3. 30 Entrepreneurs Share Their Goals for 2020

4. Best Micro-Investing Apps- Finance101

5. Millennials and Credit Card Debt: 9 Myths That Hold You Back

6. The most creative link building tactics – 33 examples

7. How To Be A Digital Nomad: 11 Digital Nomads Answer

8. How to Cut Expenses in the Age of Pandemic- The Street

9. 50 Ways to Prepare for a Recession- Cheapism

10. Banks Are Adapting to Meet New Needs Because of Coronavirus- MoneyGeek